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IUL Tax Free Retirement
When you pay the premiums on permanent life insurance, a chunk of that money goes toward the death benefit. Another portion pays for the administrative costs of your policy and the actual cost of insuring you. The rest is directed toward your cash value account
The death benefit is paid tax-free to your beneficiary when you pass away. The life insurance payout typically does not include payment of the cash value to your beneficiaries.
The IUL policy, a variant of permanent life insurance, offers additional flexibility and growth potential that can supercharge your tax-free retirement strategy.
IUL policies offer the flexibility to adjust your premiums and death benefit to accommodate changing financial circumstances, making it a practical choice for many.
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